STEP 25: PAYING IT FORWARD

This post is part of a 30-day series called the 30 Steps Program to Financial Independence. Giving back is something I’m still trying to master. In Europe, people donate much less to charity compared to the US. We usually give a small amount to big NGOs and feel awkward when neighbors knock on our doors, […]

Read More

Is It Wise to Accept Financial Support from Your Parents?

I’ve been reading a lot about generational wealth transfer recently, especially now that I’m in my late 30s. It’s surprising to see some of my friends still relying on their parents to cover their rent, phone bills, or even luxury expenses like trips. They often justify it by saying they can’t afford their lifestyle otherwise, […]

Read More

Transforming Your Retirement Years into Financial Opportunities

Have you been dreaming about retirement and making big plans? Maybe you want to visit family, travel, or dive back into your hobbies. One thing’s for sure: you’ll have more time on your hands than ever before. Many retirees find that after a few months of crossing things off their bucket lists, they’re ready to […]

Read More

A Singular Journey to Financial Freedom: My Personal Experience

No one ever said they can’t wait to wake up at the crack of dawn to go to a job they don’t like with no clear plan to escape the grind. Everyone dreams of the day when they no longer have to rely on their job to support themselves and achieve financial independence. But the […]

Read More

Reflecting on September’s Achievements and Setting Ambitions for October

I just signed the sale agreement for my flat yesterday and I’m really hoping everything goes through smoothly! Hello! How was your September? Mine was pretty great; I enjoyed spending time in France with family and friends. As for my goals, here’s how I did: **Blogging Goals** – **Wins: 5** – **Fails: 2** I changed […]

Read More

THE FINAL SHOWDOWN: DAMAGES AND THE RACE FOR SURVIVAL

Yesterday marked the series finale of “Damages,” a show I’ve been following and really enjoyed for its well-crafted, fast-paced, and thrilling plots. The story revolves around a young woman fresh out of college who lands a job at a prestigious law firm, trying to survive under her tough boss, brilliantly played by Glenn Close. Five […]

Read More

The Reasons Behind My Modest Approach to Emergency Savings

I know most personal finance experts say you should have an emergency fund, but I’ve never really worried about it for a few reasons. First, I’ve always been pretty good with my finances. I’ve saved a lot, so on any given month, if something came up, I could just stop saving and use that money […]

Read More

Crafting a Blueprint for Financial Prosperity

Over the past five years, I’ve learned a crucial lesson about money: financial success doesn’t just happen—you have to plan for it. Just like living within your means and saving for the future, setting clear financial goals is essential. No one cares about your financial goals as much as you do. The average American spends […]

Read More