Joey Cohn created HardlySimple.com to help people achieve a high quality of life through better health and personal finances. You can find him on Twitter @HardlySimple1. No one wakes up enthusiastic about a job they dislike with no plan to escape the daily grind. We all fantasize about financial independence, but what that looks like […]
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2020 was a tough year financially for many people. At the peak of the pandemic, a survey by the National Endowment for Financial Education revealed that nearly nine out of ten Americans were stressed about their personal finances due to COVID-19. Because of this financial strain and the need for quarantine and social distancing, more […]
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Saturday, April 11 marks 23 days into quarantine. The beaches on Coronado Island are all closed, but our campground has a small private beach that people keep using. This beach wraps around a bunch of military housing villas, which are usually quiet and rarely visited. Now, however, we’re seeing more families out walking their dogs […]
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A few years ago, I embarked on the journey of building my own house, which turned out to be quite an adventure. Today, I’ll walk you through the process to see if it all makes sense. When I built my house, I had no real choice in hiring an architect because, where I live, finding […]
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With mortgages being unaffordable for many first-time buyers, and the UK rental market expanding, now is a great time to consider becoming a landlord. Here are some key points to think about before starting your property venture. **Location Matters** As often mentioned, the location of your property is crucial, especially for buy-to-let properties. You need […]
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This is a guest post from Brian Groener, a 22-year-old index fund investor from Philadelphia, PA. Recently, he graduated from university and is currently working as an engineer just outside Philadelphia. Brian enjoys his job and has just started his journey towards financial independence. He is also passionate about outdoor activities and traveling, which he […]
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This post is part of a series on 13 money resolutions for 2013. One of my personal goals this year is to pay off more than $25,000 in debt, on top of my regular mortgage and loan payments. If you look at the goals tracker in the sidebar, you’ll see I’ve already paid $9,500, thanks […]
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Managing your finances can really pay off in the long run. By keeping a close eye on your bills and saving more effectively, you’ll gain better control over your money. This allows you to put away extra funds for things like a vacation, a much-desired car, or your retirement. To achieve this, it’s crucial to […]
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LEARN NEW SKILLS For the past few days, I’ve talked about activities like growing a garden and maintaining your vehicle. These small tasks not only help you save money but also make you more self-sufficient. For instance, if you can grow your own food, you don’t have to depend on buying it, especially when prices […]
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Is it better to work and be broke, or to rely on welfare? Recently, I was talking about my sister who works as a nanny, earning about $1,800 per month. After she covers work-related expenses and pays another nanny to take care of her own child, she’s left with about $350. Now, she’s also dealing […]
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