### Step 1: Start Saving To achieve financial independence, you need to have a substantial amount of money saved up. While some people may choose to avoid using money altogether, most of us will need a significant fund to live comfortably without working. We’ll discuss just how much you need in the coming days, but […]
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This post is part of the “13 Money Resolutions for 2013” series. I appreciate my small home We live in a society where we always seem to need more—a new phone every year and a half, a 2500 square-foot house, a new car every other year. But here’s a secret: you don’t actually need all […]
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Long time no see on the blog! I’m taking advantage of this quarantine to get back into journaling and blogging in a more conversational, first-person style. Hopefully, this will keep both you and me entertained. If it seems like you’ve missed a lot, don’t worry—I’ll catch you up as we go. In the meantime, stay […]
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Last year, I visited a friend in the US who had just bought a house for his family. “Congratulations on the new house!” I said. He pointed to a small closet and joked, “That closet is ours, the rest belongs to the bank.” Like many families these days, they would spend the next 25 years […]
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Last year, one of my financial goals was to take a trip to the US, but instead, we ended up going to Europe for two months. It was my second European trip of the year, so the US trip got postponed… until now. At the end of the year, we decided to go to the […]
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One thing that really gets to me is when people complain about how tough times are and how hard it is to find a job. How tough was it in 1929? I never heard my grandparents complaining about not finding work, and they lived through WWII. They just got up and did what needed to […]
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Planning for your retirement, and your financial future in general, is incredibly important. Given the current economic climate and the debt our governments are grappling with, relying solely on a pension isn’t a safe bet. You’re likely going to live longer than your parents did, and you’ll want to enjoy your retirement without the stress […]
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This post is part of a series called 13 Money Resolutions for 2013. Yesterday, I discussed how to jumpstart your finances for the new year by setting a small, easy financial goal to get you on track and build momentum. Whether your aim is to pay off debt, your mortgage, or save for something big […]
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Since I’m incredible at planning ahead (not really), I already had a post lined up to recap the past two weeks. But then Friday night, a huge storm hit us. It had been a scorching week, and the guys working on the land development were exhausted and sunburned. We were all looking forward to the […]
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My family has been on a journey to embrace minimalism and simplicity in various aspects of our lives—financially, in our work, and at home. With two kids and all the stuff that comes with them, it’s been a challenge, but we’ve managed pretty well. Over the past few months, we’ve gone through our house one […]
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