### The Importance of an Emergency Fund: Real-Life Stories from Personal Finance Experts Having an emergency fund is the best way to prevent budget disasters, but are you really prepared for everything life might throw at you? Think again. Even 22 personal finance experts, who should have their finances in order, have faced unexpected budget […]

Planning for your retirement, and your financial future in general, is incredibly important. Given the current economic climate and the debt our governments are grappling with, relying solely on a pension isn’t a safe bet. You’re likely going to live longer than your parents did, and you’ll want to enjoy your retirement without the stress […]

My family has been on a journey to embrace minimalism and simplicity in various aspects of our lives—financially, in our work, and at home. With two kids and all the stuff that comes with them, it’s been a challenge, but we’ve managed pretty well. Over the past few months, we’ve gone through our house one […]

### Thinking About Wintering in Guatemala? Here’s a Detailed Budget Breakdown Retiring abroad permanently might not be in your plans, but what about escaping the dreary winters for 3-6 months each year? This could be a perfect middle ground between living abroad and staying at home. Let’s dive into how much it would cost to […]

Why do people often feel the need to pressure us to climb up to where they are? When I was a kid, my dad lost his job. Looking back, it wasn’t such a big deal; we still went on holidays, I continued my piano and horse-riding lessons, we attended one of Paris’s priciest private schools, […]

You’re in your 30s, you’ve got a good job, and things are going well, but you’ve always dreamed of becoming a millionaire by the time you turn 40. So, how do you reach that seven-figure mark? Here are a few steps to guide you: 1. **Reevaluate Your Income and Take Bold Steps**: Now that you’re […]

I started working when I was around 12 or 13 years old. It wasn’t child labor; I began by babysitting and then tutoring younger kids. Since I could play the piano quite well, my music teacher would let me use the music room at lunchtime to give an hour-long lesson. I remember charging $20 for […]

Many people often search online for the best ways to build wealth, hoping for profitable stock market tips or good retirement plans. But here, we’re going to take a different approach and discuss how you can build wealth by being smart. Being smart can mean many things. In this article, we’ll explore whether investing in […]

The Powerball jackpot for Wednesday, January 13th, has expected winnings of over $1.4 billion. Isn’t that just crazy? What would you do with all that money? Personally, I’ve never had a huge lump sum in my life; my money has always accumulated slowly over time. Even though I’d like to think I wouldn’t go crazy, […]

Over a decade ago, after reading “Rich Dad, Poor Dad” by Robert Kiyosaki, I decided to become a full-time real estate investor. The book taught me the importance of passive income for financial independence, and I chose real estate as my path. My plan was to generate enough cash to buy and hold properties for […]