There’s been a lot of chatter lately about handling debt. On one side, some believe you should stop enjoying life until you’ve paid off all consumer debt, pouring every extra dollar into your debt snowball. On the other side, some argue that life is too short, and debt shouldn’t make you miss out on good […]

Good morning everyone! I’m excited to announce my first giveaway where you can win $75 in cash or Amazon vouchers! If you’re interested, be sure to check out my guest post on Daily Money Shot where I share the story of my stolen piano, among other robberies, and offer some tips on staying safe while […]

During my first year of college, I had two majors, and taking on an extra job was practically impossible. My college town had around 40,000 students, and most of the limited job opportunities were already taken by seniors. When I arrived unprepared in September, I knew I had to rely solely on my scholarship for […]

On January 1st, I set several financial goals and will be updating them every couple of months throughout the year. Here’s the first review. Already, two months have passed! My main financial goal was to grow my net worth by 30%. However, with the purchase of a car, a boat, over $12K of home improvements, […]

This week was quite eventful as I found myself alone at home with a new room being constructed and a handyman assisting me in setting up a vegetable garden. In small Guatemalan villages, men often have a macho attitude, making it challenging for a woman like me to be heard. On the first day, the […]

This post is a continuation from last week’s discussion on managing income while traveling the world. Let’s dive into how I handle this lifestyle. I started traveling right after graduating college, spending a whole year backpacking on a shoestring budget. When that year ended, I realized I didn’t want to stop. So, I began looking […]

Good morning! Today, I’m sharing a guest post from William Cowie, whom you might know from Bite the Bullet Investing and Drop Dead Money. He also offers a free course on investing basics for those who think they can’t invest. William has spent his career in senior management roles and has picked up several academic […]

Good morning! Today, I’m sharing step 5 of the “13 Money Resolutions for 2013”: reviewing your expenses. You can catch up on the previous steps if you haven’t done so yet. I accidentally published this post on Sunday instead of scheduling it, so to avoid flooding your RSS feed with multiple posts, I decided to […]

I used to live just a block away from Central Park in Manhattan. This morning, I want to share a story from mochimac, a personal finance blogger at “Save. Spend. Splurge.” mochimac managed to pay off $60,000 of debt in 18 months and now lives in a hotel full-time, working less but earning more as […]

Carrie recently reached out to me, sharing her struggles in achieving financial freedom. She expressed frustration over her inability to save money, despite her efforts. She’s a 21-year-old college student, engaged, a business owner, and a pet owner. Her savings account is empty, which understandably makes her anxious about not having a financial cushion for […]