Today’s post discusses Planwise, a free tool that lets you understand the impact of your financial decisions. Whether you’re buying a home, purchasing a car, paying off debt, or receiving a raise, you can see how these choices affect your future. Emily will detail all the great features and how they can help you avoid […]

**FIND YOUR PASSION** Pursuing financial independence can be tough, especially when you’re stuck at a desk for 50 hours a week, daydreaming about what life could be like and worrying about how old you’ll be when you finally get to retire and enjoy it. I remember how unbearable my last office job was. I wasn’t

One of my goals for September was to grow my Twitter account and get a better understanding of it. I didn’t have a personal account on Twitter before, so I really started using it two months ago when I launched my blog. Initially, I felt a bit overwhelmed because everything moves so quickly, and I […]

### Step 1: Start Saving To achieve financial independence, you need to have a substantial amount of money saved up. While some people may choose to avoid using money altogether, most of us will need a significant fund to live comfortably without working. We’ll discuss just how much you need in the coming days, but […]

I thought I’d jump straight to the point of this blog: reaching financial independence. But what does that really mean? Financial independence is when you no longer need to work because you’ve generated enough passive income to support your lifestyle. Wait, what? Yes, it means you have enough money coming in to live your life […]

Can you believe I made $140 from two old, beat-up bikes that were just sitting in my mum’s storage last week? It took some elbow grease to fix them up, though. One bike had a broken brake, and the other needed a few minor repairs. Honestly, I wasn’t sure anyone would want to buy them. […]

We talked about how saving is the first step towards financial independence. To eventually become financially independent, you need to save a decent amount of money. Just like starting a diet, you should begin with small, manageable steps. It’s unrealistic to aim to save $2,500 each month if you only earn $3,000. Every bit counts, […]

This post is part of a 30-day series called the 30 Steps Program to Financial Independence. If you’ve been tracking your journey toward financial independence, you’ve probably noticed your passive income gradually increasing. It might have started small, like $5 a month or $10 a month. Everyone earns some passive income, even if it’s just […]

I’ve always had this idea of being financially independent since I started working and realized that a typical 9 to 5 job wasn’t for me. When I considered ways to create passive income, real estate always came to mind. Back when the economy was stable, with no crises or bubbles, and lending was easy, I […]

This post is part of a 30-day series called the 30 Steps Program to Financial Independence. When I travel, I’m always blown away by how random people are willing to help me. Some have hosted me, some have fed me, and others have shown me the way. Without these kind strangers, my trips would have […]