THE FINAL SHOWDOWN: DAMAGES AND THE RACE FOR SURVIVAL

Yesterday marked the series finale of “Damages,” a show I’ve been following and really enjoyed for its well-crafted, fast-paced, and thrilling plots. The story revolves around a young woman fresh out of college who lands a job at a prestigious law firm, trying to survive under her tough boss, brilliantly played by Glenn Close. Five […]

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The Reasons Behind My Modest Approach to Emergency Savings

I know most personal finance experts say you should have an emergency fund, but I’ve never really worried about it for a few reasons. First, I’ve always been pretty good with my finances. I’ve saved a lot, so on any given month, if something came up, I could just stop saving and use that money […]

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“STEP 7: COMMITTING TO INVESTMENT SUCCESS”

This article is part of a 30-day series called the 30 Steps Program to Financial Independence. STEP 7: INVEST The ultimate goal of financial independence is to generate enough income through investments so you don’t have to return to an office job. How can you achieve that? By making smart investments. I’m not a financial […]

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Step 12: Learn Strategies to Obtain Essential Items at Lower Costs or No Cost

This post is part of a series called the “30 Steps Program to Financial Independence.” Yesterday, we discussed how to prioritize your spending. The idea is to allocate a larger portion of your income to things that are important to you and cut back on secondary or unnecessary expenses. For instance, my priorities include traveling, […]

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STEP 21: ENVISION YOUR IDEAL LIFE, HAS IT CHANGED?

IMAGINE YOUR PERFECT LIFE—HAS IT CHANGED? Now that you’ve spent some time thinking about financial independence, considering bartering, saving, and simple living, take a moment to think about your dream life. Has your vision of it shifted from a few weeks ago or last year? For me, my dream life is always evolving. One thing […]

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STEP 8: STREAMLINE YOUR FINANCIAL MANAGEMENT THROUGH AUTOMATION

This post is part of a series called the 30 Steps Program to Financial Independence. **STEP 8: AUTOMATE YOUR FINANCES** To achieve financial independence, you’ll need significant savings and smart investments to generate passive income over the years. However, saving has to be consistent and regular. You can’t save $20 at the end of the […]

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EMBARK ON THE 30-STEP JOURNEY TO FINANCIAL FREEDOM

I’m excited to share a 30-day guide on how to achieve financial independence. This isn’t a bootcamp for organizing your finances, but more of a guideline to help you start your journey toward financial freedom. As we go through this together, we’ll talk about how much you need to become financially independent, how to save […]

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REBUILDING MY EMERGENCY SAVINGS RESERVE

This month, I’ve got quite a few expenses piling up. My flat didn’t sell like I had hoped, so I’m stuck paying over $400 a month in condo fees and taxes. This has been happening since March, and I thought it would end by September. On top of that, September in France means it’s time […]

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