Cultivating Personal Fulfillment through Clear Financial Practices

Achieve Personal Fulfillment Through Financial Independence Good morning! I’m Alex Smith, a 20-year-old accounting student from Des Moines, Iowa, and the founder of wealthydiligence.com, a website offering advice on investing, retirement planning, and saving. I share my updated financial statements every month, so you can follow my journey toward financial freedom. In 2001, Jim Collins’s […]

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Mastering Stylish Wardrobe Choices on a Budget

Do you enjoy dressing up? It’s time to invest in a few key wardrobe pieces. Even if your clothing budget is tight or nonexistent, there are still options available. Today, I’ll share some great tips on how to dress well without spending a lot.

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IS IT TIME FOR YOUR CHILDREN TO EMBRACE FINANCIAL SELF-SUFFICIENCY?

Watermelon. Corn-on-the-cob. Fireworks at night. With all the excitement, it’s easy to forget that the Fourth of July is more than just another summer barbecue: it’s a reminder that independence is something worth fighting for. For parents, independence is a challenge we face every day. We are responsible for teaching our kids the skills they […]

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STEP 21: ENVISION YOUR IDEAL LIFE, HAS IT CHANGED?

IMAGINE YOUR PERFECT LIFE—HAS IT CHANGED? Now that you’ve spent some time thinking about financial independence, considering bartering, saving, and simple living, take a moment to think about your dream life. Has your vision of it shifted from a few weeks ago or last year? For me, my dream life is always evolving. One thing […]

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Five Personal Insights on Why Early Retirement Isn’t for Me

Logan, a CPA and personal finance expert, started his blog, Money Done Right, in July 2017 after nearly a decade of helping big businesses save money in the corporate world. His aim is to help everyday Americans earn, save, and invest more money. Each year, the FIRE (Financial Independence/Retire Early) movement gains more attention. People […]

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STEP 8: STREAMLINE YOUR FINANCIAL MANAGEMENT THROUGH AUTOMATION

This post is part of a series called the 30 Steps Program to Financial Independence. **STEP 8: AUTOMATE YOUR FINANCES** To achieve financial independence, you’ll need significant savings and smart investments to generate passive income over the years. However, saving has to be consistent and regular. You can’t save $20 at the end of the […]

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EMBARK ON THE 30-STEP JOURNEY TO FINANCIAL FREEDOM

I’m excited to share a 30-day guide on how to achieve financial independence. This isn’t a bootcamp for organizing your finances, but more of a guideline to help you start your journey toward financial freedom. As we go through this together, we’ll talk about how much you need to become financially independent, how to save […]

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When Wealth Resolves All Issues

One of my favorite sayings is “after all, it’s just money.” While I may appear financially put-together, I’ve had more moments than I’d care to admit where that saying was my mantra. The most recent instance was when I ended up spending over $1,500 on a last-minute flight back to Europe because I missed out […]

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Coronado Quarantine Chronicles, Day 54: Acts of Kindness and Generosity

It’s been a while since my last blog post! During this quarantine, I’ve decided to reconnect with the wonderful habit of journaling and blogging. I’ll be sharing my thoughts in a first-person voice, hoping to keep us both entertained. You might feel like you’ve missed out on some updates, but I’ll try to catch you […]

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